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Exactly why is it hard to get that loan with a negative credit score?

Exactly why is it hard to get that loan with a negative credit score?

If you’ve discovered it hard to get credit, whether it’s that loan, bank card as well as a phone contract, it may be since you have actually a reduced credit history.

When you submit an application for credit from the bank or comparable provider, the financial institution will make use of your credit rating to determine the possibility of providing you with financing. They could refuse the application if they think the danger is too much.

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